The process of finding a group home in Phoenix, Arizona for yourself or your loved one can be an extremely daunting and painful process. Not to mention, confusing. Phoenix-based senior placement companies, like Integrity Senior Placement, aim to make this process easier by providing you with useful information. One of the many, many questions you may have right now is about the differences between Medicare and Medicaid. While they sound alike, the two programs do have some major differences.
Both programs are government run, although they are separate. Different parts of the government operate and fund each program and they mainly serve different groups of people, although some seniors may be eligible for both programs. If you are eligible for both, they will work together to provide coverage.
Medicare is a federal program aimed at providing health coverage to people over the age of 65 or people with certain disabilities who may be under the age of 65, regardless of income. It is considered an insurance program where bills are paid from funds which covered individuals have probably already paid into. A patient may pay some portion of the costs through deductibles and small monthly premiums may be required for non-hospital coverage. This program is basically the same in each state.
Medicare is broken down into parts A, B, C, and D. Part A is hospital insurance, which includes inpatient hospital care, skilled nursing facility care, hospice care, home health care, and is usually free if paid into. Part B, medical insurance, covers services from doctors and healthcare providers, outpatient care, home health care, durable medical equipment, and preventative services. Part B usually requires a standard premium to be paid. Part C is Medicare advantage/ all-in-one alternative. Part D is prescription drug coverage.
Medicaid, on the other hand, is a state and federal program that gives health coverage to individuals with very low incomes. This is considered an assistive program. Usually patients do not pay any part of costs for covered medical expenses, although a small copay is sometimes required. This is a federal and state program, and details will vary from state to state. It is run by state and local governments within federal guidelines.
While this process can be confusing and stressful to navigate, there are some ways to minimize those feelings. Phoenix-based senior group home placement companies, like Integrity Senior Placement, aim to minimize your stress while helping you find the right facility for you and/or your loved ones.
- Steven F( Phoenix Arizona, Memory Care Placement )
Integrity Placement exceeded our expectations. We called with an urgent need to relocate our 88 year old mother with advanced Parkinson’s disease, dementia, rheumatoid arthritis, and a heart condition to a safe, capable and conducive environment. Having changed ownership and management, her then current facility had dramatically declined, replaced administration with unethical leadership, and become an elder-care warehouse. David listened to our list of needs, our experiences, and our hopes. Within a week Integrity Placement had researched potential fits, contacted AND prepared several to address our needs, guided us through on-site reviews, and helped us walk through the decision process. Every alternative we visited was exceptional and prepared to address our specific financial and medical needs. We found a match a could not be happier or more relieved.
- Colleen D( North Scottsdale, Arizona Senior Placement )
Reina is truly our guardian angel. Fortunately, she was referred to me to help find a placement for my brother who was being discharged from a north Scottsdale facility at a moments notice. Having to deal with a facility and insurance who don’t have your loved ones best interest at heart is maddening. I was panicked. Reina calmed my fears and was instrumental in finding a wonderful placement for Joe. She stayed connected with me during the entire process and continues to be a part of our lives. I appreciate her and the value of Integrity Placement and know this transition went as smoothly as it did because of Reina. Her dedication to her clients and families, her knowledge, honesty, patience, and professionalism are truly incredible. I can’t thank Reina enough for how much she helped our family.
- Toni M( Phoenix, AZ Assisted Living Placement )
The folks at Integrity Placement can be described in one word – AMAZING! They made an extremely difficult and overwhelming situation very easy for our family. We had to place our mom in an assisted living situation very quickly. Both David and Reina were awesome – extremely responsive and compassionate. David helped us find a place that is a wonderful new home for our mom. We would not hesitate to recommend their services to anyone!!
- Jeannie C.( Scottsdale, AZ Senior Assisted Living Placement )
Reina from Integrity Placement was excellent in guiding us through the process of appropriately placing our loved one in assisted living. She worked closely with the centers we toured, was punctual and valued our time commitments. Throughout this process she was efficient, accessible and professional. She truly cares about her clients and is very supportive. Thank you Reina!
- Anna & Jeff K( Phoenix, Arizona Assisted Living Placement )
David is amazing to work with. He made a huge difference in a very difficult time for our family. We were amazed at his efficiency in finding options for care homes and couldn’t have found such a wonderful option without his guidance. But most of all, his kindness and warmth was everything to us. We will remain forever grateful.